First Time Buyers?

It’s a Great Time to Buy a Home.

It’s an Even Better Time to be a First Time Buyer!

-Cheap Money!

The lowest interest rates in years. I can offer qualified buyers access to rates as low as 3.75% fixed for 5 years or 2.15% variable for 5 years. At 3.75% for 35 years a $150,000 mortgage would cost you less than $650/month principle and interest! You’ll have a tough time renting an apartment for that little. Why not build your own wealth instead of your landlord’s.

-A Buyer’s Market

         Increased inventory means increased buying opportunities,

            more choices, and better terms. First Time Buyers have the

added advantage of not having to sell a house first. This puts

you in an even stronger position to negotiate.

-Distress Sales

a byproduct of an economic downturn is an increase in the number of highly motivated sellers and bank owned properties. As a pre-approved buyer without a house to sell you are properly positioned to take advantage of these great deals.

-Government Incentives

         First Time Buyers of New Homes used to receive a Land Transfer Tax rebate.

            This program has now been extended to new and resale homes and condos. You

            could save up to $2000.

            First Time Buyers are now entitled to use up to $25,000 each of RRSP money

            towards their downpayment with no tax withholding.

            First Time Buyers can receive a $5000 income tax credit. Go to www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html

            for details but the end result is $750 back in your pocket at tax time!

-Buyer Agency

In today’s fast paced and challenging market you need a dedicated professional looking out for YOUR best interests. The ONLY way that can happen is by entering into a Buyer’s Agency Agreement. Ask me about my VIP Buyer Program. Enroll today and start packing!